How to pay off student loan is becoming a massive concern for American families. 85% of college graduates have said they will move back in to live with parents because they can not cope with their student loan repayments. Student debt is escalated to over $900Billion and still climbing.It is ridiculous that the government handed trillions of dollars to the culprits responsible for bringing down the US economy following on from the Global Financial Crisis yet leaves 6 million students to grapple with the problem of student debt repayment and just How to pay off student loan..